[KB손해보험] KB손보 9회주는 암보험 (p16-30)

53. 조혈모세포이식수술비 【갱신계약】 ···········································272
54. 말기암호스피스통증완화치료비(가정형, 입원형)【갱신계약】 ······273
55. 질병1~5종수술비Ⅱ(매회지급)【갱신계약】 ·································275
56. 뇌혈관질환입원일당(1일이상180일한도)【갱신계약】 ···················277
57. 뇌혈관질환입원일당(요양제외, 1일이상180일한도)【갱신계약】 ·278
58. 허혈성심장질환입원일당(1일이상180일한도)【갱신계약】 ···········280
59. 허혈성심장질환입원일당(요양제외, 1일이상
180일한도)【갱신계약】 ·····························································281
60. 암(유사암제외) 주요치료비Plus(종합병원)(항암호르몬약물치료
일부지급형)【갱신계약】 ···························································282
61. 유사암 주요치료비Plus(종합병원)(항암호르몬약물치료
일부지급형)【갱신계약】 ···························································287
62. 질병수술비(백내장제외)【갱신계약】 ··········································292
63. 항암방사선치료비(남성생식기관련 (전립선,음경,고환)
암)【갱신계약】 ········································································293
64. 항암방사선치료비(여성생식기관련 (자궁,난소,외음,질,태반)
암)【갱신계약】 ········································································295
65. 뇌혈관질환통원일당(상급종합병원, 연간30일한도)
(감액있음)【갱신계약】 ·····························································296
66. 허혈성심장질환통원일당(상급종합병원, 연간30일한도)
(감액있음)【갱신계약】 ·····························································298
67. 뇌혈관질환통원일당(종합병원, 연간30일한도)
(감액있음)【갱신계약】 ·····························································299
68. 허혈성심장질환통원일당(종합병원, 연간30일한도)
(감액있음)【갱신계약】 ·····························································301
69. 뇌혈관질환통원일당(연간30일한도)(감액있음)【갱신계약】 ·········302
70. 허혈성심장질환통원일당(연간30일한도)(감액있음)【갱신계약】 ···304
71. 카티(CAR-T)항암약물허가치료비(연간1회한)【갱신계약】 ············305
72. 유방바늘생검조직병리진단비(급여, 연간1회한,
90일면책)【갱신계약】 ·······························································309
73. 갑상선바늘생검조직병리진단비 (연간1회한,
90일면책)【갱신계약】 ·······························································311
74. 전립선바늘생검조직병리진단비 (연간1회한,
90일면책)【갱신계약】 ·······························································313
75. 신재진단암진단비Ⅱ(기타피부암, 갑상선암 포함)【갱신계약】 ····315
76. 질병후유장해(3~100%)【갱신계약】 ·············································320
77. 특정바이러스질환진단비【갱신계약】 ··········································321
78. 암특정통증완화치료비(급여, 연간1회한)【갱신계약】 ·················321
79. 암특정재활치료비(급여, 1일1회, 연간10회한)【갱신계약】 ·········324
80. 표적항암약물허가치료비(최초1회한)Ⅱ【갱신계약】 ·····················326
81. 표적항암방사선치료비(최초1회한)Ⅱ【갱신계약】 ························329
81-1. 표적항암방사선치료비(항암세기조절방사선)
(최초1회한)Ⅱ【갱신계약】 ·················································329
81-2. 표적항암방사선치료비(항암양성자방사선)
(최초1회한)Ⅱ【갱신계약】 ·················································331
82. 갑상선암호르몬약물허가치료비(최초1회한)Ⅱ【갱신계약】 ···········334
83. 신재진단암Ⅱ 표적항암약물허가치료비【갱신계약】 ·····················338
84. 3대질병 장애진단비【갱신계약】 ················································345
85. 자궁 생검 조직병리진단비 (급여, 연간1회한,90일면책)【갱신계약】···347
86. 뇌혈관질환수술비【갱신계약】 ···················································349
87. 심장질환수술비【갱신계약】 ······················································350
88. 간병인사용 질병입원일당Ⅱ(요양병원 제외, 1-180일)【갱신계약】···351
89. 간병인사용 질병입원일당(1일이상)(요양병원)【갱신계약】 ·········354
90. 간호간병통합서비스 질병입원일당(1-180일)【갱신계약】 ············356
91. 신특정순환계질환진단비【갱신계약】 ··········································358
92. 2대질병(뇌, 심장) 주요치료비(진단후 10년, 연간1회한)
(감액있음)【갱신계약】 ·····························································359
93. 항암방사선치료비(급여 및 비급여)(기타피부암 및 갑상선암
제외)【갱신계약】 ·····································································362
94. 항암약물치료비(급여 및 비급여)(기타피부암 및 갑상선암
제외)【갱신계약】 ·····································································364
95. 심부 바늘생검 조직병리진단비(급여, 연간1회한,
90일면책)【갱신계약】 ·······························································367
96. 2대질환 CT, MRI, 심장초음파, 뇌파, 뇌척수액 검사지원비
(급여, 연간1회한)【갱신계약】 ··················································368
97. 2대질환 혈관조영술 검사지원비(급여, 연간1회한)【갱신계약】 ···370
98. 자궁근종및자궁선근증 고강도초음파집속술(HIFU)치료비【갱신계약】···371
98-1. 자궁근종및자궁선근증 고강도초음파집속술(HIFU)치료비

(최초1회한, 90일면책)【갱신계약】 ····································371
98-2. 자궁근종및자궁선근증 고강도초음파집속술(HIFU)치료비
(연간1회한, 90일면책)【갱신계약】 ····································373
99. 간경변증진단비【갱신계약】 ······················································374
100. 녹내장진단비【갱신계약】 ························································375
101. 특정망막질환진단비【갱신계약】 ··············································376
102. 루게릭병진단비【갱신계약】 ·····················································376
103. 질병수술비(백내장 및 대장용종내시경절제 제외)
(매회지급)【갱신계약】 ···························································377
104. 질병수술비(특정7대질병 제외)(매회지급)【갱신계약】 ··············379
105. 질병수술비(종합병원)【갱신계약】 ···········································381
106. 질병수술비(상급종합병원)【갱신계약】 ·····································383
107. 중증질환자 암(유사암 및 특정소액암제외) 산정특례대상보장
(최초1회한)【갱신계약】 ··························································385
108. 중증질환자(특정소액암) 산정특례대상보장 (최초1회한)【갱신계약】···388
109. 중증질환자(유사암) 산정특례대상보장(최초1회한)【갱신계약】···391
110. 중증질환자(중복암 및 재등록암) 산정특례대상보장
(최초1회한)【갱신계약】 ··························································394
111. 암내시경수술비(유사암포함,연간1회한)【갱신계약】 ·················398
112. 보험료납입지원(유사암진단)【갱신계약】 ·································400
113. 종합병원질병입원일당(1일이상)【갱신계약】 ·····························402
114. 통합암진단비Ⅱ(유사암제외)【갱신계약】 ·································403
115. 신재진단암진단비Ⅱ(5회한, 1년대기형, 기타피부암 및 갑상선암
포함)【갱신계약】 ···································································407
116. 항암방사선약물치료비【갱신계약】 ···········································412
117. 항암중입자방사선치료비(최초1회한)【갱신계약】 ······················414
118. 비급여 표적항암약물허가치료비(최초1회한)Ⅱ【갱신계약】 ········416
119. 통합암진단비Ⅱ(전이암포함)(유사암제외)【갱신계약】 ··············420
120. 통합전이암진단비【갱신계약】 ··················································426
121. 전이암Ⅱ수술비【갱신계약】 ·····················································432
122. 전이암Ⅱ직접치료입원일당(요양제외, 1일이상180일
한도)【갱신계약】 ···································································434
123. 전이암Ⅱ요양병원입원일당(1일이상90일한도)【갱신계약】 ·········436
124. 전이암Ⅱ항암약물치료비【갱신계약】 ········································437
125. 전이암Ⅱ항암방사선치료비【갱신계약】 ·····································438
126. 전이암Ⅱ표적항암약물허가치료비(최초1회한)【갱신계약】 ·········440
127. 전이암Ⅱ비급여표적항암약물허가치료비(최초1회한)【갱신계약】···443
128. 암(기타피부암 및 갑상선암 제외) 주요치료비(진단후 10년,
연간1회한)(감액있음)【갱신계약】 ···········································447
129. 기타피부암 및 갑상선암 주요치료비(진단후 10년, 연간1회한)
(감액있음)【갱신계약】 ···························································450
130. 암(기타피부암 및 갑상선암 제외) 주요치료비Ⅱ(진단후 10년,
연간1회한)(감액있음)【갱신계약】 ···········································454
131. 기타피부암 및 갑상선암 주요치료비Ⅱ(진단후 10년, 연간1회한)
(감액있음)【갱신계약】 ···························································457
132. 특정 양성종양 수술비(68대, 기타 경증질환 포함)(최초1회한)
(감액있음)【갱신계약】 ···························································461
133. 통합 뇌질병진단비【갱신계약】 ················································463
134. 통합 심장질병진단비【갱신계약】 ·············································464
135. 뇌∙심특정재활치료비(급여, 1일1회, 연간90회한)【갱신계약】 ···466
136. 혈전용해치료비Ⅱ(최초1회한)【갱신계약】 ································467
137. 혈전용해치료비Ⅱ(연간1회한)【갱신계약】 ································469
138. 특정순환계질환 항응고제치료비(와파린/NOAC)(급여, 180일이상 처방,
최초1회한)【갱신계약】 ····························································470
139. 암(유사암제외) 주요치료비Plus(종합병원) (항암호르몬약물치료
포함형)【갱신계약】 ································································473
140. 유사암 주요치료비Plus(종합병원) (항암호르몬약물치료
포함형)【갱신계약】 ································································478
141. 암(유사암제외) 주요치료비Ⅱ(종합병원,각 연간1회한)
(감액있음)【갱신계약】 ···························································482
142. 유사암 주요치료비Ⅱ(종합병원,각 연간1회한)
(감액있음)【갱신계약】 ···························································487
143. 암(유사암제외) 주요치료비Plus(종합병원) (항암호르몬약물치료
제외형)【갱신계약】 ································································492
144. 유사암 주요치료비Plus(종합병원) (항암호르몬약물치료
제외형)【갱신계약】 ································································496
145. 비급여(전액본인부담 포함) 암 주요치료비Plus
(종합병원)【갱신계약】 ···························································500

146. 비급여(전액본인부담 포함) 암 특정주요치료비Plus
(종합병원)【갱신계약】 ···························································505
147. 전이암Ⅱ 주요치료비Plus(종합병원)【갱신계약】 ······················514
148. 비급여(전액본인부담 포함) 암 주요치료비Ⅱ(종합병원,
연간1회한)(감액있음)【갱신계약】 ···········································518
149. 비급여(전액본인부담 포함) 암 주요치료비Ⅱ(진단후 10년,
연간1회한)(감액있음)【갱신계약】 ···········································522
150. 비급여(전액본인부담 포함) 항암약물치료비Ⅱ(진단후 10년,
연간1회한)(감액있음)【갱신계약】 ···········································527
151. 암(기타피부암 및 갑상선암 포함)후유장해(3~100%)【갱신계약】 530
152. 신특정순환계질환후유장해(3~100%)【갱신계약】 ························532
153. 암 종합검사지원비(급여, 각 연간1회한)【갱신계약】 ················535
154. 암 MRI,PET,CT,초음파검사지원비(진단후, 각
연간1회한)【갱신계약】 ···························································537
155. 질병1~5종수술비Ⅱ(상급종합병원, 매회지급)【갱신계약】 ·········540
제4장 상해 및 질병 관련 특별약관
1. 양전자단층촬영(PET)검사지원비(급여, 연간1회한)【갱신계약】 ····544
2. 응급실내원비(응급)【갱신계약】 ··················································546
3. 중증질환자(뇌혈관) 산정특례대상보장(연간1회한)【갱신계약】 ····550
4. 중증질환자(심장) 산정특례대상보장(연간1회한)【갱신계약】 ········553
제5장 비용손해 관련 특별약관
비용손해 일반조항 ···············································································560
1. 의료사고법률비용【갱신계약】 ·····················································560
2. 원격지 암직접치료통원 임시거주비(1일 10만원한도)【갱신계약】 ·561
제6장 제도성 특별약관
1. 이륜자동차 운전중 상해 부담보 ···················································566
2. 선지급서비스 ···············································································566
3. 특정 신체부위 및 질병 보장제한부 인수 ······································568
4. 보험료 자동납입 ··········································································570
5. 전자서명 ·····················································································570
6. 특별조건부(표준하체 인수) ··························································571
7. 장애인전용보험전환 ·····································································572
8. 보장특약 자동갱신(추가납입형) ···················································573

별표[1종/2종/3종 공통]
【별표1】장해분류표 ············································································576
【별표2】보험금을 지급할 때의 적립이율 계산 ·····································593
【별표3】악성신생물(암) 분류표 ··························································594
【별표4】제자리 신생물 분류표 ····························································594
【별표5】행동양식 불명 또는 미상의 신생물 분류표 ·····························595
【별표6】의료기관의 시설기준 및 규격(제34조 관련)의 중환자실 ··········595
【별표7】1~5종수술Ⅱ 분류표 ·······························································596
【별표7-1】1~5종수술Ⅲ 분류표 ····························································600
【별표8】뇌졸중 분류표 ·······································································605
【별표9】급성심근경색증 분류표 ··························································605
【별표10】5대고액치료비암 분류표 ·······················································606
【별표11】10대고액치료비암 분류표 ·····················································606
【별표12】루게릭병 분류표 ··································································607
【별표13】116대질병 분류표 ·································································607
【별표13-1】15대질병 분류표 ·······························································607
【별표13-2】23대질병 분류표 ·······························································608
【별표13-3】22대질병 분류표 ·······························································611
【별표13-4】49대질병 분류표 ·······························································612
【별표13-5】백내장 분류표 ··································································616
【별표13-6】6대질병 분류표 ·································································616
【별표14】뇌졸중Ⅱ 분류표 ··································································617
【별표15】재진단급성심근경색증 분류표 ···············································617
【별표16】특정소액암 분류표 ·······························································617
【별표17】위암 및 식도암 분류표 ························································617
【별표18】폐암 및 후두암 분류표 ························································618
【별표19】심부 바늘생검 조직병리진단 분류표 ·····································618
【별표20】소장암 및 대장암 분류표 ·····················································618
【별표21】심장암 및 뇌암 분류표 ························································619
【별표22】림프종 및 백혈병 관련암 분류표 ··········································619
【별표23】다빈치로봇 암수술 분류표 ····················································620
【별표24】남성생식기관련(전립선, 음경, 고환)암 분류표 ·····················620
【별표25】여성생식기관련(자궁, 난소, 외음, 질, 태반)암 분류표 ········620
【별표26】뇌혈관질환 분류표 ·······························································620
【별표27】허혈성심장질환 분류표 ························································621
【별표28】특정암 분류표 ·····································································621
【별표29】병기구분 불가암 분류표 ·······················································622
【별표30】유방암 분류표 ·····································································623
【별표31】유방제자리암 분류표 ····························································624
【별표32】여성생식기관련제자리암 분류표 ············································624
【별표33】유방수술 분류표 ··································································624
【별표34】여성생식기암 분류표 ····························································624
【별표35】위·십이지장 양성종양 및 용종 분류표 ································625
【별표36】대장 양성종양 및 용종 분류표 ·············································625
【별표37】6대기관 양성종양 및 용종 분류표 ········································625
【별표38】6대기관 양성종양 및 용종 수술 분류표 ·····························626
【별표39】특정 신체부위·질병 분류표Ⅲ ············································627
【별표39-1】특정 신체부위 분류표Ⅲ ····················································627
【별표39-2】특정질병 분류표Ⅲ ····························································628
【별표40】특정바이러스질환 분류표 ·····················································629
【별표41】신경차단‧파괴술 분류표 ·····················································629
【별표42】암 특정재활치료 분류표 ·······················································631
【별표43】신표적항암약물허가치료비 분류표 ········································631
【별표43-1】표적항암제 해당 의약품명 및 성분명 ································631
【별표43-2】특정면역항암제 해당 의약품명 및 성분명 ··························637
【별표43-3】갑상선암호르몬치료제 해당 의약품명 및 성분명 ················638
【별표44】장애의 종류 및 기준에 따른 장애인 분류표 ··························639
【별표45】자궁 생검 조직병리진단 분류표 ············································639
【별표46】통합뇌질병 분류표 ·······························································640
【별표47】통합심장질병 분류표 ····························································640
【별표48】2대질환 분류표 ····································································641
【별표49】2대질환 검사 분류표 ····························································642
【별표50】2대질환 혈관조영술 분류표 ··················································645
【별표51】통합암Ⅱ(유사암제외) 분류표 ···············································645
【별표52】간경변증 분류표 ··································································647
【별표53】녹내장 분류표 ·····································································647
【별표54】특정망막질환 분류표 ····························································647
【별표55】암 특정단일유전자검사(급여) 분류표 ····································648

【별표56】암 특정생검조직병리검사(급여) 분류표 ································648
【별표57】만성당뇨합병증 분류표 ························································649
【별표58】특정암Ⅱ 분류표 ··································································649
【별표59】이차성암 분류표 ··································································650
【별표60】자궁근종 및 자궁선근증 분류표 ············································650
【별표61】고강도초음파집속술(HIFU) 분류표 ········································651
【별표62】중증질환자 암질환 산정특례대상 분류표 ·······························651
【별표62-1】중증질환자(암) 산정특례 대상질환 분류표 ························651
【별표62-2】특정소액암 분류표 ····························································651
【별표62-3】뇌·수막의 양성신생물 분류표 ··········································652
【별표63】특정유방질환 분류표 ····························································652
【별표64】카티치료제 해당 의약품명 및 성분명 분류표 ·······················652
【별표65】유방 바늘생검 조직병리진단 분류표 ·································· 652
【별표66】통합암Ⅱ(전이암포함)(유사암제외) 분류표 ·························· 653
【별표67】통합전이암 분류표 ····························································· 655
【별표68】전이암Ⅱ 분류표 ································································· 655
【별표69】심장질환 분류표 ································································· 656
【별표70】뇌∙심혈관특정질환 분류표 ·················································· 656
【별표71】뇌∙심특정재활치료(급여) 분류표 ········································ 657
【별표72】특정심장질환 분류표 ·························································· 657
【별표73】특정순환계질환 분류표 ······················································· 657
【별표74】중증질환자 뇌혈관질환 산정특례대상 분류표 ······················· 658
【별표74-1】본인일부부담금 산정특례 뇌혈관질환의 상병 ·····················658
【별표74-2】본인일부부담금 산정특례 뇌혈관질환의 수술 ·····················658
【별표75】중증질환자 심장질환 산정특례대상 분류표 ·························· 659
【별표75-1】본인일부부담금 산정특례 심장질환의 상병 ························659
【별표75-2】본인일부부담금 산정특례 심장질환의 수술 ························660
【별표75-3】본인일부부담금 산정특례 심장질환의 약제성분 ··················661
【별표76】특정 양성종양(기타 경증질환 포함) 분류표 ··························661
【별표76-1】특정 양성종양Ⅰ(24대, 기타 경증질환 포함) 분류표 ··········661
【별표76-2】특정 양성종양Ⅱ(33대, 기타 경증질환 포함) 분류표 ··········662
【별표76-3】특정 양성종양Ⅲ(5대, 기타 경증질환 포함) 분류표 ···········663
【별표76-4】특정 양성종양Ⅳ(6대, 기타 경증질환 포함) 분류표 ···········663
【별표77】신특정순환계질환 분류표 ·····················································663
【별표78】2대질병(뇌혈관질환, 심장질환) 분류표 ································665
【별표78-1】2대질병(뇌혈관질환) 분류표 ·············································665
【별표78-2】2대질병(심장질환) 분류표 ················································665

약관에서 인용된 법·규정[1종/2종/3종 공통]
【법규1】개인정보 보호법 ··································································666
【법규2】개인정보 보호법 시행령 ························································667
【법규3】민법 ······················································································668
【법규4】상법 ······················································································668
【법규5】신용정보의 이용 및 보호에 관한 법률 ····································669
【법규6】의료법 ··················································································671
【법규7】의료법 시행규칙 ··································································674
【법규8】자동차관리법 시행규칙 ··························································675
【법규9】전자서명법 ············································································677
【법규10】국민건강보험법 ····································································677
【법규11】호스피스·완화의료 및 임종과정에 있는 환자의
연명의료결정에 관한 법률 ····················································677
【법규12】국가유공자 등 예우 및 지원에 관한 법률 ·····························677
【법규13】장애인복지법 ·······································································678
【법규14】장애인복지법 시행령 ····························································678
【법규15】장애인복지법 시행규칙 ························································679
【법규16】금융소비자 보호에 관한 법률 ···············································679
【법규17】국민건강보험 요양급여의 기준에 관한 규칙 ··························682
【법규18】산업재해보상보험법 시행규칙 ···············································684
【법규19】상법 시행령 ·········································································684
【법규20】장기등 이식에 관한 법률 ·····················································685
【법규21】응급의료에 관한 법률 ··························································685
【법규22】응급의료에 관한 법률 시행규칙 ············································686

약관 이용 가이드 북
※ 同Guide Book은 보험약관의 개념 및 구성 등을 간략하게
소개하고, 소비자 입장에서 약관 주요내용 등을 쉽게 찾고
이해할 수 있는 방법을 안내하는 것을 목적으로 함

02
한 눈에 보는 약관의 구성
약관 이용 가이드북
약관을 쉽게 잘 이용할 수 있도록 약관의 구성, 쉽게 찾는 방법 등의 내용을 담고 있는 지침서
쉽게 이해하는 약관 요약서
약관을 쉽게 이해할 수 있도록 계약 주요내용 및 유의사항 등을 시각적 방법을 이용하여 간단 요약한 약관
보통약관 및 특별약관
보통약관 : 기본계약을 포함한 공통 사항을 정한 기본약관
특별약관 : 보통약관에 정한 사항 외에 선택하여 가입한 보장내용 등의 필요한 사항을 정한 약관
용어해설 및 색인 등
약관의 이해를 돕기 위한 어려운 보험용어의 해설, 가나다 順 특약 색인, 관련 법규 등을 소비자에게 안내
03
QR코드를 통한 편리한 정보 이용
01
보험약관이란?
22
KB 9회주는 암보험Plus(무배당)(26.01)
보험약관은 가입하신 보험계약의 내용 및 조건 등을 미리 정하여 놓은 계약조항으로 보험계약자와 보험회사의 권리 및 의무를 규정하고 있습니다.
특히, 청약철회, 계약취소, 보험금 지급 및 지급제한 사항 등 보험계약의 중요사항에 대한 설명이 들어 있으니 반드시 확인하셔야 합니다.
QR(Quick Response)코드란?
스마트폰으로 해당 QR코드를 스캔하면
상세내용 등을 손쉽게 안내받을 수 있습니다.

04
약관의 핵심 체크항목 쉽게 찾기(보통약관 기준)
KB 9회주는 암보험Plus(무배당)(26.01)
23
보험약관 핵심사항 등과 관련된 해당 조문, 쪽수 및 영상자료 등을 안내드리오니, 보험회사로부터 약관을 수령한 후, 해당 내용을 반드시 확인·숙지하시기
바랍니다.
영상자료
➊ 보험금 지급 및 지급제한 사항
제3조 (보험금의 지급사유)
제6조 (보험금을 지급하지 않는 사유)
※ 본인이 가입한 특약을 확인하여 가입특약별
[보험금 지급사유 및 미지급사유]도 반드시 확인할 필요
P94
P95
영상자료
➏ 계약 後 알릴 의무 및 위반효과
제16조 (알릴 의무 위반의 효과)
P99
영상자료
➋ 청약 철회
제19조 (청약의 철회)
P100
영상자료
➐ 보험료 연체 및 해지
제31조 (보험료의 납입이 연체되는 경우
납입최고(독촉)와 계약의 해지)
P106
영상자료
➌ 계약 취소
제20조 (약관교부 및 설명의무 등)
P101
영상자료
➑ 부활(효력회복)
제32조 (보험료의 납입을 연체하여 해지된
계약의 부활(효력회복))
P107
영상자료
➍ 계약 무효
제21조 (계약의 무효)
P102
영상자료
➒ 해약환급금
제34조 (계약자의 임의해지 및 피보험자의
서면동의 철회)
제37조 (해약환급금)
P108
P108
영상자료
➎ 계약 前 알릴 의무 및 위반효과
제15조 (계약 전 알릴 의무)
제16조 (알릴 의무 위반의 효과)
P98
P99
영상자료
➓ 보험계약대출
제38조 (보험계약대출)
P109

06
기타 문의사항
약관을 쉽게 이용할 수 있는 꿀팁
05
24
KB 9회주는 암보험Plus(무배당)(26.01)
아래 7가지 꿀팁을 활용하시면 약관을 보다 쉽고 편리하게 이용할 수 있습니다.
01
시각화된 ‘약관요약서’를 활용하시면 계약 일반사항, 가입시 유의사항, 민원사례 등
약관을 보다 쉽게 이해하실 수 있습니다.
약관 요약서 P25
02
‘약관 핵심 체크항목 쉽게 찾기’를 이용하시면 약관내용 중 핵심적인 권리 및 의무관계를
보다 쉽게 찾을 수 있습니다.
핵심 체크항목 P23
03
‘가나다 順 특약 색인(索引)’을 활용하시면 본인이 실제 가입한 특약 약관을 쉽게 찾을 수 있습니다.
※ 주 계약에 부가된 특약은 자유롭게 선택, 가입(의무특약 제외)할 수 있고 가입한 특약에 한해 보장받을 수 있음
특약 색인 P687
04
약관 내용 중 어려운 보험용어는 용어해설, 약관본문 Box안 예시 등을 참고하시면
약관 이해에 도움이 됩니다.
용어 해설 P68
05
스마트폰으로 QR코드를 인식하면 약관해설 동영상, 보험금 지급절차, 전국 지점 등을 쉽게
안내 받을 수 있습니다.
QR코드 P22
06
‘약관에서 인용된 법ㆍ규정’ 항목을 활용하시면 약관에서 인용한 법률 조항 및 규정을
자세히 알 수 있습니다.
관련법규 P666
07
약관조항 등이 음영ㆍ컬러화 되거나 진하게 된 경우 보험금 지급 등 약관 주요 내용이므로 주의 깊게 읽기 바랍니다.
※ 기타 문의사항은 당사 홈페이지(www.kbinsure.co.kr), 고객 콜센터(1544-0114)로 문의 가능
※ 보험상품 거래단계별 필요한 금융꿀팁 또는 핵심정보 등은 금융감독원 금융소비자정보 포탈(FINE, fine.fss.or.kr)에서 확인 가능

이 요약서는 그림ㆍ도표ㆍ아이콘ㆍ삽화 등 시각화된 자료를 바탕으로
보험상품 및 약관의 핵심내용을 알기 쉽게 작성한 것입니다.
보다 자세한 사항은 상품설명서 및 약관을 반드시 확인하시기 바랍니다.
※ 이 요약서의 내용을 이해하지 못하고 보험에 가입할 경우 불이익을 받을 수 있으므로,
同 내용을 반드시 이해하시고 계약체결 여부를 결정하시기 바랍니다.

01
상품의 주요 특징
02
‘상품명’으로 상품의 특징 이해하기
26
KB 9회주는 암보험Plus(무배당)(26.01)
Ⅰ. 보험계약의 개요
◎ 이 상품은 암 및 암과 관련된 질병을 주요 보장하는 상품으로 상해 및 질병 담보를 가입할 수 있는 상품입니다.
◎ 이 상품은 1종(세만기), 2종(표준형해약환급금의 50%지급형(납입기간이후)), 3종(연만기 자동갱신형)으로
구성되어 있습니다.
1종
2종
3종
세만기
- 1형 : 8대 납입면제형
- 2형 : 3대 납입면제형
표준형해약환급금의 50%지급형(납입기간이후)
- 1형 : 8대 납입면제형
- 2형 : 3대 납입면제형
연만기 자동갱신형
- 1형 : 8대 납입면제형
- 2형 : 3대 납입면제형
보장성보험
(사망, 상해, 질병 등)
예금자 보호
보험회사명
KB손해보험
보험상품명
KB 9회주는
암보험Plus(무배당)(26.01)
보험상품의 종목
암보험
KB 9회주는 암보험Plus(무배당)(26.01)
❶ 무배당
계약자에게 배당을 하지 않는 상품입니다.
➋ 암보험
암으로 인한 입원, 수술비 등의 손해를 보장하는 상품입
니다.
보험료 갱신형
해약환급급 0원
※ (납입기간 중 해지시,
2종에 한함
(일부 특별약관 제외))

01
보험금 지급제한사항
KB 9회주는 암보험Plus(무배당)(26.01)
27
Ⅱ. 소비자가 반드시 알아두어야 할 유의사항

이 보험에는 면책기간, 감액지급, 보장한도 및 자기부담금 등 보험금 지급제한 조건이 부가되어 있습니다.
보다 자세한 사항은 상품설명서 및 약관을 참조하시기 바랍니다.
면책기간
보험금
미지급
이 보험에는 보험금이 지급되지 않는 기간(면책기간)이 설정된 담보가 있습니다.
단, 암 관련 담보의 면책기간(90일)의 적용은 가입연령에 따라 상이할 수 있으니 보다 자세한 사항은
상품설명서 및 약관을 참조하시기 바랍니다.
면책기간 적용 담보
담보명
면책기간
담보명
면책기간
암진단비(유사암 제외)(감액없음)
가입 후 90일간 보장 제외
암진단비(특정소액암 및 유사암 제외)
가입 후 90일간 보장 제외
암진단비(유사암 제외)(감액없음)【갱신계약】
암진단비(특정소액암 및 유사암 제외)【갱신계약】
중증암진단비
가입 후 90일간 보장 제외
심장암 및 뇌암 진단비
가입 후 90일간 보장 제외
중증암진단비【갱신계약】
심장암 및 뇌암 진단비【갱신계약】
유방제자리암진단비
가입 후 90일간 보장 제외
중증갑상선암진단비(감액없음)
가입 후 90일간 보장 제외
유방제자리암진단비【갱신계약】
중증갑상선암진단비(감액없음)【갱신계약】
면책기간

28
KB 9회주는 암보험Plus(무배당)(26.01)
담보명
면책기간
담보명
면책기간
통합암진단비Ⅱ(유사암제외)
통합암진단비Ⅱ(유사암제외)
【갱신계약】
∙ 특정소액암진단비Ⅱ 보장
: 가입 후 90일간 보장 제외
여성생식기관련제자리암진단비
가입 후 90일간 보장 제외
여성생식기관련제자리암진단비
【갱신계약】
∙ 생식기암 및 비뇨기관암진단비(자궁,전립선,방광제
외) 보장
: 가입 후 90일간 보장 제외
5대 고액치료비암진단비
가입 후 90일간 보장 제외
5대 고액치료비암진단비【갱신계약】
10대 고액치료비암진단비
가입 후 90일간 보장 제외
10대 고액치료비암진단비【갱신계약】
∙ 소화기관암진단비 보장
: 가입 후 90일간 보장 제외
위암 및 식도암 진단비
가입 후 90일간 보장 제외
위암 및 식도암 진단비【갱신계약】
∙ 혈액암진단비 보장
: 가입 후 90일간 보장 제외
폐암 및 후두암 진단비
가입 후 90일간 보장 제외
폐암 및 후두암 진단비【갱신계약】
∙ 두경부암진단비 보장
: 가입 후 90일간 보장 제외
전이암 및 특정암Ⅱ진단비 /
전이암 및 특정암Ⅱ진단비
【갱신계약】
∙ 전이암진단비, 전이암진단비【갱신계약】
: 가입 후 90일간 보장 제외
∙ 11대특정암진단비 보장
: 가입 후 90일간 보장 제외
∙ 특정암Ⅱ진단비, 특정암Ⅱ진단비【갱신계약】
: 가입 후 90일간 보장 제외
∙ 폐암진단비 보장
: 가입 후 90일간 보장 제외
재진단암진단비
첫 번째 암(기타피부암 및 갑상선암 제외) 또는 직
전 재진단암(기타피부암, 갑상선암 및 전립선암 제
외) 진단 후 2년간 보장 제외
(첫 번째 암은 가입 후 90일간 보장 제외)
재진단암진단비【갱신계약】
∙ 간암, 담낭암, 기타담도암 및 췌장암진단비 보장
: 가입 후 90일간 보장 제외
신재진단암진단비Ⅱ
(기타피부암, 갑상선암 포함)
첫 번째 암(기타피부암 및 갑상선암 포함) 또는 직
전 신재진단암Ⅱ(기타피부암 및 갑상선암 포함) 진
단 후 2년간 보장 제외
(첫 번째 암은 가입 후 90일간 보장 제외)
신재진단암진단비Ⅱ(기타피부암,
갑상선암포함)【갱신계약】
∙ 3대특정고액암진단비 보장
: 가입 후 90일간 보장 제외
소장암 및 대장암 진단비
가입 후 90일간 보장 제외
소장암 및 대장암 진단비【갱신계약】

KB 9회주는 암보험Plus(무배당)(26.01)
29
담보명
면책기간
담보명
면책기간
표적항암약물허가치료비
(최초1회한)Ⅱ
가입 후 90일간 보장 제외
(단, 기타피부암 및 갑상선암은 제외)
표적항암방사선치료비
(최초1회한)Ⅱ
표적항암방사선치료비
(최초1회한)Ⅱ【갱신계약】
∙ 표적항암방사선치료비(항암세기조절방사선)
(최초1회한)Ⅱ
∙ 표적항암방사선치료비(항암세기조절방사선)
(최초1회한)Ⅱ【갱신계약】 : 가입 후 90일간 보
장 제외 (단, 기타피부암 및 갑상선암은 제외)
표적항암약물허가치료비
(최초1회한)Ⅱ【갱신계약】
∙ 표적항암방사선치료비(항암양성자방사선)
(최초1회한)Ⅱ
∙ 표적항암방사선치료비(항암양성자방사선)
(최초1회한)Ⅱ【갱신계약】 : 가입 후 90일간 보
장 제외 (단, 기타피부암 및 갑상선암은 제외)
항암방사선치료비(남성생식기관련(전립
선,음경,고환)암)
가입 후 90일간 보장 제외
항암방사선치료비(여성생식기관련(자궁,
난소,외음,질,태반)암)
가입 후 90일간 보장 제외
항암방사선치료비(남성생식기관련(전립
선,음경,고환)암)【갱신계약】
항암방사선치료비(여성생식기관련(자궁,
난소,외음,질,태반)암)【갱신계약】
암수술비(유사암제외)
가입 후 90일간 보장 제외
암수술비(유사암제외)(최초1회한)
가입 후 90일간 보장 제외
암수술비(유사암제외)【갱신계약】
암수술비(유사암제외)(최초1회한)
【갱신계약】
항암약물치료비
가입 후 90일간 보장 제외
(단, 기타피부암, 갑상선암은 제외)
항암방사선치료비
가입 후 90일간 보장 제외
(단, 기타피부암, 갑상선암은 제외)
항암약물치료비【갱신계약】
항암방사선치료비【갱신계약】
신재진단암Ⅱ
표적항암약물허가치료비【갱신계약】
첫 번째 암(기타피부암 및 갑상선암 포함) 또는
직전 신재진단암Ⅱ(기타피부암 및 갑상선암 포함)
진단 후 1년간 보장 제외
(첫 번째 암은 가입 후 90일간 보장 제외)
카티(CAR-T)항암약물허가치료비
(연간1회한)【갱신계약】
가입 후 90일간 보장 제외
(단, 기타피부암, 갑상선암은 제외)
암(기타피부암 및 갑상선암제외)
주요치료비(진단후 10년,
연간1회한)(감액있음)
가입 후 90일간 보장 제외
암(기타피부암 및 갑상선암제외)
주요치료비Ⅱ(진단후 10년,
연간1회한)(감액있음)
가입 후 90일간 보장 제외
암(기타피부암 및 갑상선암제외)
주요치료비(진단후 10년,
연간1회한)(감액있음)【갱신계약】
암(기타피부암 및 갑상선암제외)
주요치료비Ⅱ(진단후 10년,
연간1회한)(감액있음)【갱신계약】
전이암Ⅱ직접치료입원일당(요양제외,1
일이상180일한도)
가입 후 90일간 보장 제외
전이암Ⅱ요양병원입원일당(1일이상90
일한도)
가입 후 90일간 보장 제외
전이암Ⅱ직접치료입원일당(요양제외,1
일이상180일한도)【갱신계약】
전이암Ⅱ요양병원입원일당(1일이상90
일한도)【갱신계약】

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